Insurance Claim

Call a Public Adjuster to evaluate your claim!A public adjuster (PA) is an adjuster that assists an insured who has had a loss in the preparation and presentation of the insurance claim. PAs perform very valuable services to the insured by consulting with the insured on options available in their recovery, filling out forms, helping prepare inventory...

This article is excerpted from by book "Insurance Claim Secrets REVEALED!"Recorded statements are a normal part of the claims process. Claims adjusters usually like to get a recorded statement from all the parties in the loss early in the claims process. That way, the details of the claim are still fresh in everyone’s minds, and can be documented...

This article is excerpted from my book "Insurance Claim Secrets REVEALED!"Often, when an insured has a loss of significant size, such as a flood, tornado, wildfire, hurricane loss or a big water damage loss, an advance payment of a portion of the anticipated settlement is issued by the insurance company. This situation also happens regularly when a...

This article is excerpted from the book "Insurance Claim Secrets REVEALED!"Have you ever thought about what kind of service you should expect from the adjuster when you file a claim?A professional, intelligent, honest adjuster is a pleasure to work with. He treats you with respect and gives his best effort to complete his investigation as quickly as...

This article is excerpted from the book "Insurance Claim Secrets REVEALED!"One of the many things that policyholders don't think about when they have a claim is the IRS tax treatment of the settlement money. I'm not a tax accountant, or any kind of accountant, so I'm not about to practice accounting or tax law here in this article. But, the one thing...

Had an insured loss? IT'S TIME TO GET ORGANIZED!!How about a loss that wasn't your fault, like a car wreck? IT'S STILL TIME TO GET ORGANIZED!!This article is excerpted from the book "Insurance Claim Secrets REVEALED!"Start A FileYou must create a file immediately after your loss. Go to an office supply store and buy one of those cardboard accordion-like...

This article is excerpted from the book, "Insurance Claim Secrets REVEALED!"Want to know why camera work is so important when you have a claim?A. A photo is worth a thousand words. (I think I've heard that before)B. Photos trigger memories, and remind you of building and contents items that were destroyed or damaged.C. Time is of the essence. If you’re...

This is #3 of the Top Ten List of things to do after you've had an insured loss...Mitigate your damages. These are excerpts from my book "Insurance Claim Secrets REVEALED!"Remember, the word “mitigate” is an insurance term that means protecting the property from further damage. This can involve placing tarps over damaged roofing, removing damaged contents,...

"Notify The Insurance Company." Seems sort of obvious, doesn’t it? But, there are different ways to notify the company that you’ve had a loss. And when you notify the insurance company can make a big difference in how your claim is handled.This is an excerpt from the book "Insurance Claim Secrets REVEALED!"The first place to look for information is...

After the March tornadoes, I posted a Top Ten List of extremely important things to do after your property is damaged in a disaster. In the next ten postings, I'm going to expand on each of the strategies in the Top Ten List.Back in March, we here in the metro Atlanta area had an F4 tornado strike the downtown area of Atlanta. That tornado did about...