Insurance Claim

The answer is “YES!” unless you follow my strategies shown below.I learned first hand about mortgage escrow accounts back in 2003-2005 when I was working as a Claims Examiner for a huge insurance company. Their product was Forced-Placed Hazard Insurance, which is a property insurance policy sold to mortgage companies. Here’s how it works when YOU...

Buying car insurance can be frustrating, time consuming and confusing. But you can save yourself some time, frustration and confusion if you will avoid these five things when shopping for car insurance.1. Low Deductibles When you choose low deductibles, the insurance company charges you the highest premium. That’s because they are carrying most of...

Shopping for car insurance can be confusing, frustrating and expensive. But you can save hundreds of dollars annually if you’ll use the strategies listed below.Remember, folks. I’m an insurance adjuster. I’m the guy that keeps the promises that the insurance company makes. So, I bring a perspective to this topic that comes from years of handling insurance...

Insurance Company Complaints: Who Are The Top 10 Companies With The Least Number of Complaints?The New York State Department of Insurance (DOI) just released the 2008 Annual Ranking of Automobile Insurance Complaints. The report has been issued to help consumers find the automobile insurer that best meets their needs. You can use this report to compare...

The acronym “EIFS” stands for “Exterior Insulation and Finish Systems.” Most people call it “stucco,” although it’s not true stucco. It’s synthetic stucco. In this article, the terms EIFS, stucco and synthetic stucco will all be interchangeable.There was an article in the Atlanta Journal Constitution on November 4, 2008 about Post Properties, headquartered...

There is a lot of misinformation today about consumer electronics and how it is treated by insurance companies. Most people I talk to think that if they have homeowners or renters insurance, their consumer electronics are covered. But they usually find out that their assumptions aren’t true…at claims time. Sure, some of the property is covered. But...

Fatalities from vehicle crashes with deer and other animals have more than doubled over the last 15 years, according to a new study by an auto insurance-funded highway safety group.The National Highway Loss Data Institute found that there are approximately 1.5 million Deer/Vehicle Collisions resulting in over 300 human deaths (the deer nearly always...

“I never saw that car. It came out of nowhere!”Have your ever said those words after an accident? Have you ever said that after a near miss of a collision with another vehicle?I know how you feel, but that car was likely there all the time. You might have been momentarily distracted. But what can you do to make sure that the other driver is not saying...