Insurance Claim

Can you get your stolen laptop back?There is a way that you can protect your laptop, and then retrieve your laptop after it’s been stolen. The Ponemon Institute, a privacy risk management think tank, released an extensive study in June 2008 entitled “Airport Insecurity : The Case of Missing and Lost Laptops.”** They studied laptop security at 106 American...

Employment Practices Liability Insurance (EPLI) is insurance that helps protect you against claims from your employees that result from the general conduct of your business.Are you, the business owner, more likely to be sued by an outsider or by an employee?The answer in most cases by a significant and growing margin...is an employee.According to the...

Worst Insurance Companies: The Top Ten Worst Insurance Companies in AmericaIn 2008, the American Association for Justice released a 29-page report entitled “The Ten Worst Insurance Companies In America.” The report was the result of a comprehensive investigation of a blizzard of court documents, FBI records, state insurance department complaints and...

Insurance applications are the first forms you’ll see when buying insurance. But if you’re not careful, that application could get your claim denied.One of the first things that a claims adjuster will do when he receives your claim is ask the Underwriting Department to send him a copy of your application. Why? Because part of his investigation of your...

More than half of the states in the USA require that the insurance company pay state sales tax when you replace your total loss vehicle. What those states do not mandate is that the insurance company has to tell you about the tax issue. You probably won’t get the sales tax unless you ask for it.To find out if your state requires the extra sales tax...

Insurance claims adjusters are, for the most part, very nice people in a tough job. They are caught in between the insurance company that wants them to control the claim settlement amount, and you, the policyholder or claimant, who wants the very highest settlement amount possible.But I’m not nearly as concerned about them. If they don’t like their...

People regularly do stupid things that cause someone else an injury. Then the inevitable lawsuit gets filed, and then an insurance clam gets filed, too. But occasionally, the courts get it right in their decisions, and we get to make fun of the plaintiffs and defendants.My friend Randy Maniloff is a genius attorney, a partner in the Business Insurance...

America is going through a foreclosure meltdown which will only get worse in the short run. Tens of millions of loans are in default, and the lenders either have foreclosed or are in the process of foreclosure.However, there are some very real issues that you need to deal with during a foreclosure. Failure to address these issues could result not only...

This week, State Farm Insurance Company, the largest private property insurer in the state, announced that they are pulling out of Florida after sustaining huge losses and being denied rate increases. I am no fan of the games and scams of the insurance industry. Even though insurance makes our modern lives and way of life possible, it is fraught with...