Medical Tourism: Could Medical Tourism Save Your Life?A growing number of people worldwide are seriously considering a new phenomenon called “Medical Tourism” as an answer to high cost and/or unavailable health care. Others who have already used medical tourism are praising it as a terrific solution to an ongoing problem.If you don’t live in the US,...

Auto Insurance: Is “Pay-As-You-Drive” The Next Big Thing?

Do you own a car and drive very little? Perhaps your situation is like this:• You are elderly and only drive to and from the market.• You live and work in a small town, or work close to your home.• You travel a lot, and your car is parked at home for days or weeks at a time.• You are in the military, and deployed outside the US for many months at a...

Texas Windstorm Insurance: Insanity in the Texas Legislature

Representative John Smithee, (R) Amarillo, has introduced HB911, which would, if passed and signed by the governor, cause the price of windstorm insurance - required of all coastal property owners - to soar by as much as 60 percent. Additionally, it wouldn’t cover nearly as much and for certain properties, it would not be available at all.Smithee is...

UK Vehicle Breakdown Coverage: Europeans Have The Advantage

You’re all familiar with insurance policies on your auto or commercial vehicle. Those policies exclude mechanical breakdown.You’re all familiar with Road Service memberships, or Towing and Car Rental Endorsements that you place on your auto policies.Well, European insurers have bridged the gap between those coverages with a product called “Breakdown...

Health Insurance: Top Five Strategies to Lower Your Medical Bills By Thousands

It’s a typical health insurance scenario. You or a family member has some medical procedure done. It usually involves a hospital stay. Within a few days or weeks, all of the bills come to you from the doctors, the hospital, the anesthesiologist, the labs, the radiology department, the surgeon...everyone who had a part of your health care event.If you...

Health Care Costs: Patient Advocates Can Save You Thousands

You or a family member may have recently had some health care event, such as a hospitalization. Now, over the coming days, the medical bills will arrive at your home. Every medical provider who contributed to your treatment is going to send a bill, and you are the person who bears the financial obligation for payment. If you have health insurance,...

Chinese Drywall: Are Your Building Damages And Health Symptoms Covered?

During the recent housing boom of the early 2000s, the Chinese imported over 250,000 tons of drywall to America. Chinese drywall was abundant and cheaper than American drywall, and builders willingly used it in residential and commercial construction. Experts estimate the Chinese product was used in over 100,000 homes and businesses in America.Much...

Health Insurance With A Warranty?

The health insurance system in America is terminally ill. Americans have the highest health care costs on the planet. You’d think that expenditures like that would result in the healthiest population on the planet. That is not the case.For all our costs, the general health of Americans doesn’t stack up well against other Western nations. America has...

Insurance Claims: Hire The Right Restoration Contractor

This article is Chapter Nineteen of my new book, "Commercial Insurance Claim Secrets REVEALED!" The book is presently in manuscript form, and we anticipate a publishing date of June 1, 2009.* * * * A restoration contractor is very different than a general contractor. Most general contractors who do remodeling or new construction do not have the skills...

Workers Compensation Insurance: Is The System Stacked Against Workers?

Perhaps someday I will write an entire book just about Workers Compensation (WC) Insurance. Many experts before me have already done so, and I’m reluctant to plow that ground again. But I do have some comments about WC that you should know.Workers Compensation Insurance is a very flawed system in every state of the United States. It began with the...